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Well, I finally found out about the grant. I is for purchasing a foreclosed home only. And they have to be in a specific area. Here are the catches. You have to qualify for a loan, then select the home, then qualify for the grant. Once qualified you will get $15,000. Then based on your credit score, with better scores getting more and lower scores getting less, you get an additional funding grant. All of it has to go to closing costs or downpayment, and it and anyother help you get cannot pay for the home completely. The main thing is this is not an outright grant. You have to live in the home for 5 years to get the first grant for free and an additional 5 to get the second. You must live in the house yourself, you cannot rent, loan or sublet the home. In addition, if you do not stay in the home you will have to payback the grant, interest free based on the amounts you got divided by 60 months on the first grant and multiplied by the number of months left in the 5 years. Then the second grant time starts counting. If you leave during this time, you have to take off the time between the end of the first grant and when you leave and pay the remaining back. In other words, yes it is real money, but it is their money until you sell or move out, then they figure a prorated amount and you have to pay the difference. And just incase you think you could sneak around and get away with it, they are on the mortgage documents. Besides that would be federal time in the really big house. To get the entire grant you have to have at least a 620 credit score. Will post more when I find out more...if anyone is listening, let me know so I won't waste my time.

I am a mother of 8 children looking for a grant to help purchase us a home. Every site I have reviewed is wanting money to buy information for grants. Does anyone know of a website that does not require any money to direct you in the direction of applying for grant for a home? If I had the money to purchase a book telling me how to apply and where to apply for a grant then I would not need the grant in the first place! Thanks S.H.

I am requesting financial assistance in the form of  a grant for the purpose of purchasing the home that I am currently living in. I am unable to get a loan due to a bankruptcy on my record. I moved from Florida to Georgia, which is my home area, after being away for almost 12 years. Nothing seemed to go as planned after the move. Jobs were scarce in the area and I was only able to get a temporary full-time job, not to extend past Sept. 30th,2005. I am in a wonderful house and don't want to move again. I went through my whole retirement money moving my family to Georgia, and just had my 44th birthday this month. It feels like starting over from scratch with no promise of hope in sight for my family. My job doesn't offer any benefits since it is listed as temporary...no health, retirement, or anything else. We are paying $1,000 per month on a 4BR house...I have 3 sons and am with the father of my youngest son. We have been together for the past 13 years...most of which has been spent struggling month to month. I just feel that if we could purchase the house that we are currently renting, it would take a huge burden off of us every month...and we would be able to see some light at the end of our tunnel...and get everything back on track once and for all. I realize that this is a huge request, but I am very sincere in my request and want so much to be able to focus on being there for my family. I want to thank you for the opportunity to share my request....Kat